Hard Money Loans Texas | Sterling Investor Capital LLC

Sterling Investor Capital, LLC

713-784-7676

About Me

Bruce Lynn has helped many of his clients secure funding after being turned down by banks and other lenders. Bruce works directly with Sterling Investor Capital, LLC to fund his clients residential and commercial property loans. His detailed real estate background and financial experience allows him to understand his client’s financial needs. Bruc understands the loan process and what it takes to fund a loan that has been turned down by other lenders. Sterling Investor Capital, LLC is a private lender and makes the lending process extremely easy since they don't have to adhere to strict bank underwriting guidelines. Many loans can be funded quickly in 7-10 days so you will never have to pass on a good investment property again. Bruce can help you secure funding for residential loans, either purchase or refi. We can even do foreclosure bailouts to save our clients homes. We make loans on all types of commercial property. We love land and church loans. We do loans other lenders can’t do! We get it done!

WE LOVE BANK TURNDOWNS!

What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.

Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.

If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Will My Deal Qualify For Hard Money?

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
100% of acquisition/construction can be financed no problem;
Both residential and commercial properties are OK;
Low credit scores? No income? That's OK too;
We welcome foreclosure/bank REO properties;
Interest only and "no payment" options are available;
All loans must be for business or investment purposes (sorry, no primary residences at this time);
We can handle cash-out refinances of land or existing structures;

For immediate consideration, please fill out the loan inquiry below.

All Information Provided Will Be Treated As Strictly Confidential. We Will NOT Sell or Distribute Your Personal Information.

First Name:

Last Name:

Email:

Phone Number:

Loan Purpose:

Property Address:

Property City:

Property State:

Property Zip:

Property Use:

Property Type:

Requested Loan Amount:
$

Purchase Price (if purchased):
$

Estimated Current Value of Property:
$

Estimated Value of Property After Rehab (if applicable):
$

Estimated Repair Costs (if applicable):
$

Do you own any other properties?:

What is your exit strategy? (How do you plan to repay this loan?):

Additional Comments/Questions:

Bruce Lynn
My Contact Information

Email:
rb@teamlynn.com

Phone :
214-675-6992

My Loan Inquiry Form

Sterling Investor Capital LLC is a direct lender and licensed broker offering commercial loans for real estate investors and small business owners (SBA 504, including construction to permanent) and other commercial investment resources. Sterling Investor Capital LLC is also a licensed residential mortgage broker: NMLS # 389757. Sterling Investor Capital LLC is an Equal Opportunity Lender.

Privacy Policy: Sterling Investor Capital LLC will never sell, rent, trade, exchange, or barter any personal information of its clients at any time.

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